A Verified Home company

Commercial capital, Verified.

SBA, commercial real estate, bridge, and business-purpose financing — structured, underwritten, and funded by the team behind Verified Home, with the capital to close.

No cost to get terms Direct lending capital Owners & investors
Owner-occupied · Multifamily · Mixed-use
Financing for the buildings
that hold your business.
40+
Capital relationships behind our desk
$250K25M+
Loan sizes we fund
8
Financing programs under one roof
21-day
Close target on a clean file
Financing programs

One desk for the whole capital stack.

From SBA acquisition to ground-up construction, we structure your deal and fund it — on our own capital, or through the lending partner that fits it best.

SBA 7(a)

Up to $10M for owner-occupied property, business acquisition, and working capital — low down payments, long amortizations.

Up to $10M · 10% down

SBA 504

Fixed-rate financing for owner-occupied real estate and heavy equipment, with as little as 10% down.

Long-term fixed rate

Commercial real estate

Purchase or refinance office, retail, industrial, and multifamily with competitive fixed and floating terms.

Purchase & refi

Bridge & short-term

Fast, flexible capital to acquire, reposition, or stabilize a property before permanent financing.

Close in days, not months

Mixed-use

Financing for properties that blend residential units and commercial space under one roof.

Residential + commercial

Business-purpose / DSCR

Investment-property loans qualified on the asset's cash flow — not your personal tax returns.

Qualify on cash flow

Construction & ground-up

Funding to build from the ground up or complete a major renovation, released draw by draw.

Draw-based funding

Equipment & working capital

Capital for the equipment and operating runway your business needs to take the next step.

Fund operations & gear
Explore all programs in detail
How it works

A straight line from deal to funded.

You talk to the people who actually underwrite and fund your loan — not a call center. Here's the path.

01

Tell us the deal

Property, purpose, and the numbers. Five minutes on the phone or a short form — whichever you prefer.

02

We structure & underwrite

We size the deal against our own capital and, where it fits better, 40+ banks and lending partners — then bring back real terms.

03

Review real terms

You see the strongest structures side by side — rate, leverage, and timeline — and choose.

04

Close & fund

We manage the file through underwriting to the wire, so your deal closes on schedule.

Powered by Verified HomeThe commercial-lending arm of a name you already trust.
About

Built on the same promise — verified end to end.

Verified Commercial Funding is the commercial-lending division of Verified Home. Same team, same standard: we underwrite and fund your deal, explain every option in plain terms, and stand behind the close.

Whether you're an owner buying the building your business operates from, or an investor scaling a portfolio, you get one experienced desk for the entire capital stack.

  • Owner-occupied and investment deals, financed under one roof
  • Our own capital, plus 40+ banks, SBA lenders, and private sources behind it
  • The same hands-on team that closes Verified Home loans
More about us
Get started

Have a deal? Let's price it.

Send us the basics and we'll come back with real terms — no cost, no obligation, no credit pull to start.

Get pre-qualified (516) 888-7550 Mon–Fri · 9am–6pm ET