Insights

Commercial financing, explained.

Straight answers on SBA, commercial real estate, bridge, DSCR, and business-purpose financing — from the team that structures and funds the deals.

SBA

SBA 7a franchise resale transfer requirements: franchisor documents, fees, and approval timelines

A straight-talking checklist of the franchisor transfer documents, fees, and approval timelines lenders require for SBA 7(a) franchise resale loans — and where deals stall.

July 30, 2026·8 min read
SBA

Interim loan refinance into SBA 504 for owner-occupied property: what interim lenders and CDCs require to keep 504 eligibility

How to structure owner-occupied interim financing so a bridge loan can be refinanced into SBA 504 within 24 months—checklists for liens, documentation, timing and CDC expectations.

July 27, 2026·8 min read
Commercial real estate

Bridge loan balloon maturity value add lease up exit strategy: lender exits and metrics for value‑add properties in lease‑up

A direct lender’s playbook for using a bridge loan to cover a maturing balloon during lease‑up: acceptable exit plans, underwriting metrics, and the documents that get deals approved.

July 23, 2026·7 min read
Bridge

Bridge Loan Low Occupancy Retail Underwriting and Rehab Draws: How Lenders Underwrite Projected Rents

Practical guidance on how lenders stress projected rents and manage rehab draws for bridge loans on low‑occupancy retail, including underwriting tests, draw cadence, and closing checklists.

July 20, 2026·6 min read
Bridge

Bridge Loan 1031 Exchange: Close Fast — Accelerate Your 45/180 Timeline

Can a bridge loan close fast enough to protect a 1031 exchange? Yes—best-case 7–21 business days, typically 21–45 days with the right documents, lender, and contract language.

July 16, 2026·7 min read
Commercial real estate

Commercial Real Estate Loan Requirements: What Lenders Look For When Underwriting

A direct lender’s practical checklist of commercial real estate loan requirements: what underwriters verify, why each item matters, and what first-time borrowers usually miss.

July 13, 2026·7 min read
Equipment

Equipment Financing vs Working Capital: How to Fund Growth Without Draining Cash

Compare equipment financing and working capital so you can buy revenue-generating assets without draining cash. Learn when to use loans, lines, SBA options, or a blend.

July 9, 2026·7 min read
Construction

Commercial construction loan explained: draws, interest reserves, and the permanent take-out

A direct lender's guide to commercial construction loans: how draws, interest reserves, and permanent take-outs are underwritten and executed — with a borrower checklist to speed funding.

July 6, 2026·8 min read
Mixed-use

Mixed Use Property Loan: Financing a storefront with apartments above

Practical guidance on mixed use property loans for storefronts with apartments above — loan types, requirements, underwriting quirks, and realistic rate/term scenarios.

July 2, 2026·7 min read
Bridge

Commercial bridge loan: How bridge loans work, costs, underwriting, and when to use one

How commercial bridge loans provide short-term capital to close acquisitions, finance rehabs, and bridge to permanent financing for value‑add projects.

June 29, 2026·10 min read
DSCR

DSCR Loans for Commercial Investors: Qualify Based on Rental Income, Not Tax Returns

Explore DSCR loans for commercial investors, focusing on rental income to qualify rather than tax returns.

June 22, 2026·4 min read
SBA

SBA 7(a) vs. 504: which SBA loan fits your property?

Both put as little as 10% down on owner-occupied property — but they solve different problems. Here's how to tell which one fits your deal.

June 19, 2026·7 min read
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